Skim Guard its parent and associated companies including any retailers stocking Skim Guard whether online or in store are not liable for any identity theft that you may incur as a result of electronic skimming. 

There are limitations to the power of Skim Guard's E-Field Technology and once you remove your Credit or Debit Card from the protective shield in order to pay for items, you become vulnerable to skimming.

If you want to make sure your Skim Guard card is working; when you next go to purchase something with Tap'n'Go, first try doing so whilst holding your Credit or Debit Card and your Skim Guard to the machine - if your card fails to register the purchase then Skim Guard's E-Field is still fully operational.

All the best and be safe safe out there people.